Personal Accident Cover is mandatory in a Motor Insurance. A vehicle owner must have this in one of his policy. The PAC is offered by all insurance companies of Rs 15 Lakhs.
In event of accidental death of the owner/driver of the vehicle, his/her legal heir gets Rs 15 Lakhs. This is mandatory by Supreme Court and in binding on the insurance companies. The cost of cover starts from Rs 250/- to Rs 450.
The cost is very little, but the benefits are high. It is one of the Compulsory Policies recommended to all.
