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Leasing & Borrowing

Loan

Personal Loan

Starting Rate 10.99%

  • Interest Rate 10% to 18%
  • No Processing fee
  • Loan Term: 1 to 4 years
  • For Salaried: Minimum 23 years old
  • For Self Employed: Minimum 28 years old

Business Loan

Starting Rate 11.20%

  • Interest Rate From: 11.20% to 21%
  • Processing fee will be as per your selection of bank
  • Loan Term: 1 to 5 years

Home Loan

Starting Rate 08.50%

  • Non-refundable Processing Fee Applicable as per Bank
  • New Home Purchase Loans
  • Home Loans for Extension/Renovation
  • Home Conversion Loan
  • Pradhan Mantri Awas Yojana

Loan Against Property

Starting Rate 10.00%

  • Loan against property is a type of Secured Loan
  • Rate of interest for loan against property is lower
  • The repayment tenure is up-to 15 years

general questions

Learn more about our process…

  • ID Proof.

  • Address Proof.

  • For Salaried:

Last 3 months Bank Statement with Salary slip.

  • For Self Employed/Business

Income Proof for last 2 years.

Last 6 months bank Statement.

Office Address Proof.

  • ID Proof.

  • Address Proof.

  • Bank Statement of past six months.

  • ITR of 2 years.

  • Balance sheet with P and L by certified CA.

  • Proof of continuation of Business (ITR/Trade license/GST).

  • Proof of Incorporation.

  • Neatly signed and filled home loan application form
  • Passport-size photographs
  • Statements of investments (if any)
  • Copy of plan approved for the proposed construction/extension (in case of applying for home loan for extension)
  • Cost estimation or valuation report from the bank’s (or finance company’s) panel CA
  • Allotment letter of housing board/NOC of the society/builder etc.
  • Bank statements and salary slips of last 6 months from application date
  • Identity and signature proof – Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
  • Address Proof – Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
  • Age Proof – Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.
  • Valuation/cost estimation report from evaluator approved by the NBFC or Bank
  • Property papers with OC and CC

Salaried Applicant:

  • You must be a permanent employee with either a company or the government.
  • You should also be an employee with government or existing company for a minimum period of 3 months.
  • A salaried applicant must be over 24 years at least in order to avail a loan against property.
  • You should currently be employed with your existing organization.
  • You should maintain a good CIBIL score before applying for this loan.

Self-Employed/Business:

  • This category is further divided into two:

    Self-Employed Professional: These can be Architects, Doctors, Chartered accountants and many more.

    Self-Employed Non-Professional: They can be Commission agents, Traders, Contractors and many more.

  • In order to get a Loan against property transfer without a top up for professional applicants, they must be at least 25 years old and this can be extended to a maximum of 65 years.
  • You must be involved in the existing business for few years (this number is defined by bank and will not necessarily be the same).
  • You must also be a regular in filing income tax returns regularly.

Fill out our form above will we get in touch with for your assistance.

Yes, you can choose any Bank as per your preference. We will provide you all banks interest rates and offers.

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