Car Insurance is mandatory for all car owners. There are two types of car insurance TPA (Third Party Insurance) and Comprehensive Insurance. A TPA covers only when you cause a damage or loss to third party. And Comprehensive Plan covers the damages to your own car and also third party.
Key points to remember while buying a :
- Roadside Assistance
- Zero Depreciation
- Higher IDV (Insured Declared Value)
- Personal Accident Cover
- Cashless Claim
These few points will help you get the best insurance policy for your car. There are multiple companies who provide insurance at lower rates, but they do not offer high IDV or Zero Depreciation.